User

.# Definition

User represents the business you want to pay (we usually call it the "beneficiary"). Before asking for a Loan, you need to create one. Users don't have an Aria account: it's your responsibility to create and maintain their profile on our product.

According to use cases, a User can be :

  • A Freelancer
  • A Supplier
  • A Vendor
  • A Service Provider

A User will always be the business company that benefits from Aria funding.

Identity check

KYC procedures have been set up to manage AML/CFT risks since Aria provides financing.
The following section tells you how to manage it with our API.

Before paying a user, you have to provide information that you can find in our API Reference. All information is mandatory to fully identify the beneficiary.

We may require proof of identity from the company's legal representative. Please provide one of the following documents: ID, Passport, or Resident Permit. Additionally, in certain situations, we might request other documents. The specific requirements will be clarified during your onboarding process. Meanwhile, you can view the list of acceptable documents here: Set KYC Document.

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A Legal Representative Identity Proof Verification might not be required; its necessity will be determined by the payment/invoice process outlined during your onboarding procedure.

KYC docs verification is performed within a 24-hour time frame, from Monday to Friday (Paris Time Zone).

We provide 3 statuses:

  • PENDING: The KYC doc is not yet verified.
  • VALID: The KYC doc is valid.
  • INVALID: The KYC doc is invalid.

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